Affordable Auto Insurance – 5 Simple Tips For Those Who Want It
Auto insurance is compulsory in most states. Even if it wasn’t, it still makes a lot of financial sense for you to get it. While you’re at it, are there things you can do to bring down your premiums? Yes, there are. I’ll show five simple things that can help you get yours at an affordable rate…
1. There are many anti-theft or theft-deterrent devices like alarm systems, automatic gas cut-off system and so on. They usually get you anti-theft discount for the simple reason that they make it less likely that you car will be stolen. Thieves prefer unprotected cars.
2. You will get discounts with many insurers for being part of an auto club. Even if this discount is negligible it’s still something.
3. Have you checked with the associations you belong to if they have discounts from any insurer? It makes sense for an auto insurer to give group discounts to an association that has a large membership. So check, one of those associations might have discounts you can take advantage of.
4. Some insurers will give you a discount if a child on your policy is away at school and does not use the car at that period. Take advantage of this if your child is in college. Just note that not all insurers offer this discount.
5. Do your best to get and compare quotes from not less than five reputable quotes sites. This is very important because there are over 2,000 insurance companies in the US and each of them has its own unique way of calculating your auto insurance rate.
This means that there is a huge disparity in rates returned different insurers for the exact same coverage limit and profile. Therefore, you’ll be doing yourself a huge disservice if you just get and compare quotes from one site (Most sites return quotes from only five or so insurers).