Auto Insurance – Why Non-Car Owners Also Need It
An auto insurance policy for non car owners? What for? Hold on tight because you’re in for a big surprise! A car insurance policy is a smart move even if you don’t own a car if you fall into any of the situations I will talk about later in this article.
If your city has a dependable mass transit system, you will not need a personal car for your daily movements. Car rental services are always there to take care of those times you may need a car for private use.
Along with renting a car, you’ll also have to get an auto insurance cover for the rent period. These rental service sell such car insurance policies. A non-owner car insurance policy is, however, cheaper for you on the long run if you rent cars often. You won’t have to be buying short term insurance covers from rental companies.
If your friends and relatives know that you have an auto insurance policy they’ll be more likely to release their car to you than otherwise. If you are a car owner, who would you consider more responsible: The fellow who has a non-owner car insurance policy and the guy who doesn’t? If you show that you are very responsible, people prefer to deal with you.
Hold on. A non-owner auto insurance policy works within a certain rule. If an accident happens, your non-owner’s policy cannot take precedence over the car owner’s policy. It kicks in only if the car owner’s policy’s liability limit cannot take care of the damages caused. I think an example will help make this clearer…
Let’s say you had an accident with a borrowed car that resulted in damages that totaled $27,000. In spite of your non-owner’s policy, the car owner’s policy will be used if his/her liability limit is, say, $30,000. If, on the other hand, there is a deficit where the car owner’s policy cannot cover such damage, your non-owner’s policy will take care of the balance.
It is good that you know that irrespective of the type of auto insurance policy you intend to get, you can make a lot of savings by capitalizing on the disparity in car insurance rates. This can save you several hundred dollars or even much more. Moreover, it’s very ethical — No shady deals here.
If the possibility of saving $1000 fascinates you, then take some time out to visit at least three insurance quotes site. All you’ll have to do is get and compare quotes. And, it will only take you about 5 minutes per site. Auto insurance quotes sites give quick, free non-obligatory quotes.
insurance ,lawyer ,mortgage ,attorney ,donate ,confrerence call ,degree ,credit ,electricity ,seo ,World Trade Center Footage,Webex Costs,Virtual Data Rooms,Structures Annuity Settlement,Sell Annuity Payment,Neuson,Online Classes,Nunavut Culture,Online College Course,Motor Replacements,Motor Insurance Quotes,Mortgage Adviser,Met Auto,Mesothelioma Law Firm,Massage School Dallas Texas,Low Credit Line Credit Cards,Life Insurance Co Lincoln,Insurance Companies,Injury Lawyers,How to Donate A Car in California,Home Phone Internet Bundle,Holland Michigan College,Royalty-Free Images Stock,Register Free Domains,Psychic for Free,Ph.D. in Counseling Education,Personal Injury Lawyers,Personal Injury Law Firm,PaperPort Promotional Code,Online Stock Trading,Online Motor Insurance Quotes,Donate your Car for Money,Online Colleges Health Records ,Personal Health Record,Hard drive Data Recovery Services,Donate Old Cars to Charity,Forex Trading Platform,Forensics Online Course,Donate Car to Charity California,Donate Car for Tax Credit,Car Insurance Quotes PA,Email Bulk Service,Donating Used Cars to Charity,Donating a Car in Maryland,Donate Your Car Sacramento,Online Criminal Justice Degree,Donate Your Car for Kids,Futuristic Architecture,Donate Cars in MA,Data Recovery Raid ,Dental seo company,Seo reputation management,Seo copywriting services,International seo services,International seo agency,Seo for plumbers,Seo marketing experts,Seo for ecommerce website,B2b seo services ,Best cloud hosting for wordpres,WordPress hosting services,Dreamhost web hosting,Best wordpress hosting,WordPress cloud hosting,Best managed wordpress hosting,Premium wordpress hosting,Fastest wordpress hosting,Dedicated wordpress hosting,WordPress vps hosting,Cloud based hosting providers,Best wp hosting,WordPress domain and hosting,WordPress hosting,Best magento hosting,Month to month web hosting,Vps wordpress,WordPress hosting sites,Best wordpress hosting sites ,Auto insurance quotes,Workers compensation insurance,Car insurance quotes,Compare car insurance online,Buy car insurance online,Auto insurance,Commercial auto insurance,Small business insurance,Professional indemnity,General liability insurance,e&o insurance,Business insurance,Car insurance,Insurance quotes,Insurance,Life insurance,Rental insurance,Homeowners insurance,Cheapest insurance,Life insurance quotes,Insurance forbusinesses,Insurance in a business,Car insurance companies,Loans,Mortgage Attorney,Credit,Lawyer,Donate,Degree,Hosting,Claim,Conference Call,Trading,Software,Recovery,Transfer,Gas,Electricity,Classes,Rehab,Treatment,Cord Blood